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Answers about Maz Vantage: how the Maz Rating ranks stocks from 1 to 5 against their sector, what each tab of a stock page shows, how Shariah compliance is screened, and what a free account unlocks.
What the site is, who it is for and what it costs.
Maz Vantage is a stock analysis platform. Every covered stock gets the Maz Rating, a score from 1 to 5 that ranks the company against its own sector, and a full report: financial statements, valuation, growth, profitability, financial health, momentum, analyst forecasts, dividends, earnings call transcripts, news and Shariah screening. Around it sit a stock screener, market data, investment ideas, sector pages and published research.
Individual investors who want institutional-style analysis without building their own models: people comparing stocks within a sector, looking for a quick and explained read on a company, or checking whether a stock is Shariah compliant.
Yes. Stock pages, the Maz Rating and its five factor scores, market data, research and the Shariah screen are free to browse. A free account unlocks the rest: how each ratio ranks in its sector and the grade it earns, the fair value models, the Beneish M-Score, ratings across the whole market in the screener and on the Quant page, and a personal watchlist.
No. Maz Vantage provides data and quantitative ratings for research and educational purposes only. Labels such as Buy or Sell describe how a stock ranks against its sector, not a recommendation made for you. Always do your own research or consult a licensed financial adviser before investing.
How the 1 to 5 score is built, and how to read it.
The Maz Rating is a score from 1 to 5 that measures how a company ranks against the other companies in its sector. Close to 5, it ranks near the top of its sector on most of what is measured; close to 1, near the bottom. It describes the company's figures today, not where the share price is going.
About 80 financial ratios are grouped into five factors: Valuation, Growth, Profitability, Financial Health and Momentum. Each ratio is ranked against every company in the same sector, and each carries its own weight inside its factor, sometimes adjusted for the sector where it matters most. The five factors are then combined, with Momentum counting double, and the result is placed on a 1 to 5 scale. A ratio a company does not report is left out rather than scored as zero.
Because what counts as cheap, fast-growing or profitable depends on the business. A price-to-earnings ratio of 25 can be cheap for a software company and expensive for a utility. Ranking each company only against its own sector makes the rating comparable across very different industries. Some ratios are also left out where they mislead, for example enterprise-value multiples for banks.
They are the verdicts attached to the rating: Strong Buy for 4 and above, Buy from 3 to 4, Hold from 2 to 3 and Sell below 2. The letter grades follow the same scale: A from 4, B+ from 3, C+ from 2.5, C from 2 and D below 2. They summarise a company's rank in its sector and are not personal recommendations.
The scores of the five factors behind the rating. They show why a company has its overall rating, for example a strong Profitability grade held back by a weak Valuation grade. Each factor has its own tab on the stock page, with the ratios that carry the grade and the ones holding it back.
Every sector is rated again each month from the latest financial data. Each rating is kept, so the Quant page can list the companies whose verdict was raised or lowered since the previous run.
Fair value estimates, the Beneish M-Score, the Alpha Signal and technical signals are shown on the stock page but never enter the rating. A fair value is a set of assumptions, and letting one move a sector-relative grade would make the grade mean something different for every reader.
What the tabs of a stock report hold.
Nineteen tabs. Overview gives the price chart, key figures and the factor grades at a glance; Analysis puts the whole report on one page; Ratings takes the rating apart; Financials and Statistics hold the statements and every metric; Valuation, Growth, Financial Health, Profitability and Momentum open each factor; Analysts Forecast, Dividends, Transcripts and News follow the company; Research, Alpha Signal and Technicals give other readings; Shariah Compliance and Peers complete it.
A separate indicator from 0 to 100 that asks a different question from the Maz Rating: how much has recently changed for the company, and how little attention it is getting. It combines eleven categories of evidence, such as fundamental inflection, analyst revisions, insider and institutional activity and price behaviour, and prints its coverage and confidence beside the score. It is on a different scale on purpose, so the two are never averaged.
With several valuation models, discounted cash flows and relative multiples, run on the analysts' consensus estimates, with every assumption shown. The range between models is part of the answer. Fair value is available with a free account and, like every valuation figure, it never feeds the Maz Rating.
No. The Technicals tab reads the price series alone: moving averages, oscillators, pivots, candlestick patterns and seasonality. A technical buy describes the chart, not the company, and it is kept apart from the grades for that reason.
Open the Peers tab of any stock to see it beside its closest competitors: profile, performance over periods from one day to ten years, Maz Ratings, factor grades and financial statements. The Compare page puts any two to five stocks side by side.
Five published standards, the ratios they test and the limits of the screen.
Each stock is screened against five Islamic finance standards: AAOIFI, S&P Global, Dow Jones Islamic Market, FTSE Shariah and MSCI Islamic. Each standard tests the business activity and compares financial ratios, interest-bearing debt, cash and interest-bearing securities, receivables and non-compliant income, to its own limits. The stock page shows how many of the five a company passes.
A company passes a standard when its business is not an excluded activity and every ratio of that standard is below its limit, for example interest-bearing debt below 30% of the 36-month average market capitalisation for AAOIFI. One failed ratio is enough to fail the standard.
The standards use different limits and different denominators. AAOIFI and S&P Global divide by the 36-month average market capitalisation, Dow Jones by the 24-month average, while FTSE and MSCI divide by total assets. A company with a high market value and a large balance sheet can pass some and fail others.
No. It is a quantitative screen of the published criteria, built from the company's filings and its sector and industry. It does not replace the review of a qualified scholar, and some tests the index providers run are not reproduced here.
Finding stocks, following the market and reading research.
Use the Stock Screener. It covers listed stocks and funds with around 245 metrics, the Maz Rating and its factors, Wall Street ratings, ready-made screens and screens you can save. Investment Ideas offers curated screens and portfolios, and the Quant page ranks the market by rating and by factor.
Three lists among US stocks worth at least 2 billion dollars and trading above 5 dollars: the highest Maz Ratings, the companies whose verdict was just raised, and the lowest ratings. Each row shows the five factor scores behind the rating.
Market data covers indices, stocks, futures, bonds, ETFs and the economy, with the day's biggest gainers, losers and most active stocks. The Calendar lists earnings, dividends, IPOs, splits and economic releases week by week, and the Earnings page shows how results landed against the consensus.
Articles published by Maz Vantage on companies, sectors and themes, letters and outlooks from well-known investors, and the investing strategy behind the ratings. Research on a company also appears on its stock page.
Where the numbers come from, and how the account works.
Prices, financial statements, ratios, analyst estimates, earnings call transcripts, news and insider transactions come from Financial Modeling Prep, a professional financial data provider. The Maz Rating, the Shariah screen and every model on the site are calculated by Maz Vantage from that data. Quotes may be delayed.
Financial statements are reported in the currency the company keeps its accounts in, for example Taiwanese dollars for Taiwan Semiconductor. For the Shariah screen, the market value is converted into the reporting currency before the two are compared, so the ratios stay correct for foreign companies listed in the US.
Create a free account, then add stocks with the Watch button on any stock page or the star in the screener. Your dashboard follows each stock's price, daily move and Maz Rating.
Seven days, renewed automatically while you use the site. You only need to log in again after a week without a visit, or after logging out.
The quickest way to see it all is a stock page, for example Apple (AAPL). The investing strategy explains what the ratings believe and refuse to do, and the stock screener ranks the whole market. Maz Vantage is a research tool and does not give investment advice.